{"id":5494,"date":"2018-11-01T09:43:30","date_gmt":"2018-11-01T14:43:30","guid":{"rendered":"http:\/\/www.shawneehealth.com\/?p=5494"},"modified":"2018-11-01T09:43:30","modified_gmt":"2018-11-01T14:43:30","slug":"enroll-in-health-coverage-today","status":"publish","type":"post","link":"https:\/\/www.shawneehealth.com\/es\/2018\/11\/01\/enroll-in-health-coverage-today\/","title":{"rendered":"Inscr\u00edbase en Cobertura de salud HOY en HealthCare.Gov"},"content":{"rendered":"<h3><strong>\u00bfSab\u00eda que es hora de inscribirse en la cobertura de salud para 2019?<\/p>\n<p><\/strong><\/h3>\n<h3><span style=\"font-weight: 400;\">Si necesita cobertura m\u00e9dica, puede inscribirse en <a href=\"http:\/\/healthcare.gov\">HealthCare.Gov<\/a>. <\/span><span style=\"font-weight: 400;\">Pero date prisa, la fecha l\u00edmite para inscribirte en un plan es <\/span><b>15 de diciembre<\/b><span style=\"font-weight: 400;\"> - \u00a1as\u00ed que no te demores!<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">La mayor\u00eda de los compradores del mercado tambi\u00e9n calificar\u00e1n para recibir ayuda financiera para reducir sus costos. De hecho, el 85 por ciento de los afiliados actuales reciben un cr\u00e9dito fiscal para ayudar a reducir sus primas mensuales. La mayor\u00eda de los afiliados pagan menos de $100 \/ mes por su plan. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Y este a\u00f1o, hay nuevos planes disponibles a nuevos precios. Incluso si ha mirado antes, es importante que revise sus opciones: la cobertura puede ser m\u00e1s asequible de lo que cree.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Hay mucha confusi\u00f3n sobre el estado de la Ley del Cuidado de Salud a Bajo Precio (ObamaCare), pero la verdad es que <\/span><b>ACA sigue siendo la ley del pa\u00eds.\u00a0 <\/b>C<span style=\"font-weight: 400;\">La cobertura de salud integral, que incluye protecciones clave para el consumidor, como la no discriminaci\u00f3n contra personas con afecciones de salud preexistentes, todav\u00eda est\u00e1 disponible para los consumidores que necesitan cobertura.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">Estamos acabando con algunos de los mitos m\u00e1s comunes sobre la ACA; \u00e9chales un vistazo a continuaci\u00f3n. <\/span><\/h3>\n<p><strong>Mito #1: Ya no se dispone de ayuda financiera para reducir las primas y los gastos de bolsillo.<\/strong> <span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">FALSO<\/span><span style=\"font-weight: 400;\">.\u00a0 <\/span><\/p>\n<p><span style=\"font-weight: 400;\">La asistencia financiera todav\u00eda est\u00e1 disponible para consumidores de ingresos bajos y medianos para ayudar a reducir el costo de su plan. De hecho, m\u00e1s de 8 de cada 10 consumidores el a\u00f1o pasado calificaron para un cr\u00e9dito fiscal. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Mito #2: El mercado no es estable y las primas se est\u00e1n disparando.<\/strong> <span style=\"font-weight: 400;\">FALSO<\/span><span style=\"font-weight: 400;\">.\u00a0 <\/span><\/p>\n<p><span style=\"font-weight: 400;\">De hecho, se espera que los aumentos de precios de las primas para 2019 sean mucho m\u00e1s bajos que en a\u00f1os anteriores, y algunos estados incluso ver\u00e1n disminuciones de precios. CMS anunci\u00f3 recientemente una ca\u00edda promedio nacional del 1.5 por ciento en las primas en todos los estados que utilizan HealthCare.Gov. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Mito #3: Ya no estoy protegido contra la discriminaci\u00f3n por tener una condici\u00f3n preexistente.<\/strong> <span style=\"font-weight: 400;\">FALSO<\/span><span style=\"font-weight: 400;\">.\u00a0 <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Todas las protecciones al consumidor creadas por la ACA a\u00fan est\u00e1n intactas, y todos los planes vendidos por HealthCare.Gov deben brindar una cobertura integral y no pueden cobrar m\u00e1s a un consumidor debido a su estado de salud o historial m\u00e9dico. Los planes fuera del mercado de ACA no tienen que ofrecer las mismas protecciones, as\u00ed que aseg\u00farese siempre de usar HealthCare.Gov cuando se inscriba en la cobertura. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Mito #4: Las aseguradoras est\u00e1n abandonando<\/strong><span style=\"font-weight: 400;\"><strong>.<\/strong> <\/span><span style=\"font-weight: 400;\">FALSO<\/span><span style=\"font-weight: 400;\">.\u00a0 <\/span><\/p>\n<p><span style=\"font-weight: 400;\">De hecho, este a\u00f1o participar\u00e1 el mayor n\u00famero de aseguradoras desde 2015. Habr\u00e1 23 aseguradoras m\u00e1s participando en HealthCare. Los estados de Gov y 29 aseguradoras est\u00e1n ampliando su cobertura a condados adicionales en 2019 en comparaci\u00f3n con 2018.<\/span><span style=\"font-weight: 400;\">\u00a0 Eso significa m\u00e1s opciones y precios competitivos para los consumidores. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h3>Como siempre, <a href=\"http:\/\/www.shawneehealth.com\/es\/services\/application-assistance\/\">asistencia con la aplicaci\u00f3n<\/a> est\u00e1 disponible en Shawnee Health Service.<\/h3>\n<p>Nuestros navegadores pueden ayudarlo a navegar por el sistema en l\u00ednea, as\u00ed como a responder preguntas que pueda tener sobre Marketplace.\u00a0\u00a0<strong>Este servicio no tiene ning\u00fan costo y no es necesario ser paciente de Shawnee Health Service para recibir asistencia.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Did you know it\u2019s time to sign up for health coverage for 2019? If you need health coverage, you can enroll at HealthCare.Gov. But hurry, the deadline to enroll in a plan is December 15th &#8211; so don\u2019t delay! Most marketplace shoppers will qualify for financial help to lower their costs, too.\u00a0 In fact, 85 percent of current enrollees receive a tax credit to help lower their monthly premiums.\u00a0 Most enrollees pay less than $100\/month for their plan. &nbsp; And this year, there are new plans available at new prices.\u00a0 Even if you\u2019ve looked before, it\u2019s important to check out your options &#8211; coverage might be more affordable than you think. &nbsp; There\u2019s a lot of confusion about the state of the Affordable Care Act (ObamaCare), but the truth is the ACA is still the law of the land.\u00a0 Comprehensive health coverage, including key consumer protections like no discrimination against people with pre-existing health conditions, is still available to consumers who need to get covered.\u00a0\u00a0 &nbsp; We\u2019re busting some of the most common myths about the ACA &#8211; check them out below. Myth #1:\u00a0 Financial help to lower premiums and out-of-pocket costs is no longer available. \u00a0FALSE.\u00a0 Financial assistance is still available for low and middle-income consumers to help lower the cost of their plan. In fact, more than 8 out of 10 consumers last year qualified for a tax credit. &nbsp; Myth #2:\u00a0 The marketplace is not stable and premiums are skyrocketing. FALSE.\u00a0 In fact, premium price increases for 2019 are expected to be much lower than previous years, and some states will even see price decreases.\u00a0 CMS recently announced a national average drop of 1.5 percent in premiums across states using HealthCare.Gov. &nbsp; Myth #3:\u00a0 I am no longer protected from discrimination for having a pre-existing condition. FALSE.\u00a0 All of the consumer protections created by the ACA are still intact, and all plans sold by HealthCare.Gov must provide comprehensive coverage, and cannot charge a consumer more because of their health status or medical history.\u00a0 Plans outside the ACA marketplace don\u2019t have to offer the same protections, so always make sure to use HealthCare.Gov when enrolling in coverage. &nbsp; Myth #4:\u00a0 Insurers are dropping out. FALSE.\u00a0 In fact, the highest number of insurers are participating this year since 2015.\u00a0 There will be 23 more insurers participating in HealthCare.Gov states and 29 insurers are expanding their coverage to additional counties in 2019 compared to 2018.\u00a0 That means more choices and competitive prices for consumers. &nbsp; As always, application assistance is available at Shawnee Health Service. Our Navigators can help you go through the online system as well as answer questions you might have about the Marketplace.\u00a0\u00a0There is no cost for this service, and you do not need to be a patient of Shawnee Health Service to receive assistance.<\/p>","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,252],"tags":[],"class_list":["post-5494","post","type-post","status-publish","format-standard","hentry","category-blog","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Enroll in Health Coverage TODAY at HealthCare.Gov &#183; Shawnee Health<\/title>\n<meta name=\"description\" content=\"If you need health coverage, you can enroll at HealthCare.Gov. 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